Promotional financing is a powerful tool that allows your customers to pay for unexpected expenses on their homes, or to afford larger planned projects.Offering financing options to your customers can help to boost your sales volume, increase customer loyalty, provide upsell opportunities, and give you access to underserved customers at their point of need. 

When you are ready to charge a customer, log in to your portal, select the customer’s name and enter the amount requested. A text message will be sent to that customer allowing them to approve or decline the request. Once approved, funds will deposit into your bank account. 

All financing through our program is closed-loop, which means the customer is only able to use funds at the business they applied with. This protects your business from offering financing to someone that may use the funds elsewhere. 

Cash – Most people likely do not have cash on hand for goods and services that cost thousands of dollars. Those that do may want to retain that cash and opt for a same-as-cash or low interest promotional loan product. 

Credit Card – Credit limits available through credit cards may not be high enough to cover a full project. Rates tend to be higher, and there are no promotional windows available.

HELOC – Using a bank to get a HELOC involves a lengthy underwriting process with origination fees and higher rates, and requires the home to be used as collateral.

Our program offers over 30 loan products with credit limits from $3,100 to $55,000 (amounts vary by state), APRs from 0.00% to 23.99%, and terms from 24 to 120 months. These products are all unsecured, closed-end, installment loans and subject to credit approval. Loans are made by participating lenders.